6103 Reisterstown Rd Baltimore, MD 21215 410-999-9663
6103 Reisterstown Rd. Baltimore, MD 21215

How to Buy a Used Car

I know, we're not supposed to give away all of our secrets.

As a used car dealership, we're supposed to pushy and non-negotiable. At Carfinity, we don't believe in that. In fact, we LIKE educated consumers! We don't push or haggle you to death. We believe in treating people how we like to be treated, because we've all bought a car before. Too often, we see consumers who don't know where to start. All they know is what they've been told. Don't trust car dealers, never tell them what you have as a down payment or what you owe on your trade. If the car is priced at $20,000, they paid $10,000. Unfortunately, the old myths aren't true. So how does a new buyer know where to start? Well, a trustworthy car dealer as your friend is always the way to go!

So, we figured we'd make some new friends?? We're here to tell you HOW to shop for a used car.


You're asking to borrow money. The bank or dealership is going to find out the truth. You're more likely to get approved by being honest with your Finance Manager and asking their advice. They know the banks, and most likely have good relationships with their lenders. They can pull favors for people they like. If you waste their time, lie or bring in fake documents, you're chances of getting a favor are minimal.


Bring your 2 most recent paystubs, the most money that you can down and documents to support your address. If the dealership has everything they need, they're more likely to work hard to get you a good approval!


Check out the dealership's reviews before calling or stopping in. Research the car you're looking at with J.D.Power or Consumer Reports. Make sure it's what you want! Banks are weary of people who are unsure of the vehicle they are buying. Changing cars once approved is more likely to get you declined. Its all logic. A person is more likely to pay for something they truly want than a car they're not sure about.

When you go in, test drive the car before filling out a credit application. That will reduce the likelihood of having to change cars.

Also do your homework on pricing. Everyone knows that pricing has changed drastically due to COVID.


There's nothing wrong with asking if the dealership offers discounts, such as military, employer or student. However, since COVID dealers are struggling. The chip shortage led to a snowball effect, leaving used cars dealers especially, struggling to get inventory. The days of dealers having large margins are long gone. Remember they're a business with overhead, employees and trying to sell good cars. Beating them up on the price will probably lose you the deal. The fact is, for every car, there's 2 or 3 buyers. While we want and need your business, we simply can't afford any more losses. We'll be more eager to help you if you check the price prior to coming in and ask rather than assume. We'll be honest and do whatever we can to make the deal work!


Unless you're paying cash, financing is the name of the game.

-Katherine Bernardi

5 Signs Your Car Needs Servicing!

Cars and automobiles have evolved drastically. Just like our bodies, cars need a substantial amount of care and maintenance. Continuous working and no proper maintenance can damage them, leading to hefty expenses on repairs.

Following a schedule for car servicing and keeping an eye on the car’s performance can help avert unnecessary costs. Here are five things to be attentive to if you drive a car, which indicate that your car needs servicing.

Flashing Warning Lights

Futuristic and modern cars are good at indicating what’s wrong with them. They do this by illuminating the light on the dashboard, which means “Check Engine.”

Many cars have a service light that will come on when the next service is due. If you see a yellow light flashing upon the meter, then you should take the car for service, as there are a range of locomotion problems this light could indicate.

Degraded Ride Comfortability

Simply put, if you’re not getting the level of comfort you paid for, then it’s time to put some work into your vehicle.

Getting hitches and irregular steering while driving is a common indicator that the car is operating slow. You might notice the tires scraping as well. These symptoms can signal an issue with your Suspension.

This is a sign that your car needs service, and to keep it in top-notch condition, you should follow the service manual and get it checked regularly.

Unusual Vibration and Noises

When you drive a car, the most annoying thing you can experience is unwanted vibrations and shudders; and they should be checked before they develop into a serious error. Different noises mean different issues.

  1. The hoods whining sounds are caused by a loose wire belt and can cause various issues from overheating to battery problems.
  2. Unusual noises from the exhaust because of a hole or crack in it. It is easy to fix but can result in your exhaust pipe getting destroyed if not tended early.
  3. The metal clashing sound could be a broken part of your car, scrubbing on something, causing damage to both the parts.
  4. Uneven engine noises could occur if your car is not able to handle the air/ fuel mixture and can be fixed easily by replacing spark plugs.

Exhaust Smoke And Leaks

If fumes come from the car, you are not in any excessive danger. It can be because of overheating or radiator issues. It is suggested to take a look at your car’s temperature, and if it’s maxed, then let the car cool down until it reaches the middle of the gauge. Excessive smokes from the hood can be a result of oil leaks. If you see blue smoke coming from your car, then it is safe to get someone to tow your car to the garage because it can be a costly problem caused by burning oil.

Smokes and leaks can be of many types depending upon a range of issues, such as worn engine oil seals, head gasket failure, worn valve seals, etc.

Some leaks can indicate significant problems, whereas some can turn out to be mere ignition irregularities.

Sensitive Brakes and Gears

The brakes system and gearbox are the most used utilities of a vehicle and experience wear and tear regularly, making them a lot more prone to dysfunctioning. Gear and brake problems are easily noticeable and easy to fix on an early basis.

Some common issues can be transmitted vibrations while changing gears or squealing when you apply the brakes.

This could be because of worn-out discs or pads, a suspension problem, or an issue with your steering. These symptoms generally arise due to tire wear, so make sure your tires have the required 1.6mm tire tread.

What Is the Best Way to Avoid Problems?

Car owners are always up with questions regarding car problems. The best way to avoid any damage is to make sure to follow specific steps such as:

  1. Regular service and maintenance according to schedule.
  2. Checking the service plan provided to you.
  3. Never wait for things to go wrong, and always try to keep things healthy.

It is essential to take notice of these issues, as they might result in a big problem; then, even your warranty or insurance will not cover it.

Article Originally published on Cars 24.com by Divyanshi Bhardwaj
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